Blinc Loans or One Blinc (oneblinc.com) are available for those who are looking for additional money to cover different expenses.
Before deciding to apply with this company, you should read our review in order to find out if this business is legit to decide if dealing with it will be safe for you.
OneBlinc (formerly known as Blinc Loans) is a business offering personal loans to people who will pay their debts back in small installment payments.
Your creditworthiness will be evaluated not only based on your FICO score, which means that you have chances to get the money even if your credit score is low.
OneBlinc can not only give you the money, but also report your payment history to credit bureaus, including Equifax, Transunion, and Experian, which means that if you pay accurately, you will be able to rebuild your credit score.
There is the Help section on the website that allows customers to read the most important information regarding the lending process.
Also, you will find an online chat feature to use in order to reach the company’s reps.
How It Works
Everything works very simply.
There is an online application form that you can find on the website of this lending company and fill it out. In some cases, you will need to provide additional documents in order to be approved.
If you are approved, you will need to sign a loan agreement to get the money on your bank account.
Usually, an application process is quite simple and quick, but it may take a bit long time if more documents are required.
The amount that you can borrow from OneBlinc depends on your state.
There is a one-time administration fee that you will have to pay, which amount ranges between $25 and $49.
No other fees will be taken from you.
There is a fixed amount of $79 that you will have to pay bi-weekly until your loan is fully repaid.
This will be done automatically. It allows you to make sure that you will not forget to pay the money, which may lead to paying late payment fees.
Customer Reviews and Ratings
The rating of the company on Trustpilot is 4.9 out of 5 based on 428 opinions.
Particularly, customers like great customer service and quick and easy application process.
There is no information about this business on the BBB’s website.
According to Scamadviser, the trust score of the company is 72%, and the website is only 85 days old.
There are no other customer reviews that you can find on this company on the Internet.
There are no official social media accounts of this business.
Although we cannot be sure that One Blinc is a scam, there is no information about this business on the BBB’s site.
The company has recently been renamed, and the new site has been launched, which does not have a high trust score.
There are great customer ratings on the business on Trustpilot, but it causes questions about how the business managed to attract so many customers within such a short period of time.
Therefore, we cannot strongly recommend you to use the services of this loan provider.
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