My Quick Wallet is one of those companies offering to get online loans when you need some money.
Lots of people have emergencies and try to search for a quick solution to this problem, but not every loan service that you find on the Internet is legit.
It is important to check the company’s conditions and reputation before you sign an agreement with them, and in this article, you will find some helpful information about the business.
The myquickwallet.com website has been run for over three years.
Rosebud Lending DRT, which is one of its business names, is the tribal lending agency.
myquickwallet.com offers to apply for a line of credit to manage financial problems.
There are several contact options available for their customers, including phone numbers and an online contact form.
Also, there is a fax number. If you have questions, you can try to find helpful information in the FAQ section available on their website.
The business accepts people with a poor credit score.
What Do They Offer?
As a newcomer, you can apply for a loan in the amount of up to $600, but once you pay off your debt without delays, you can apply for up to $1,500.
The effective APR depends on different factors, such as amount, loan term, and others.
For instance, if you get $100 for 21 days, it will be 521% APR ($30) and if you get $100 for 14 days, the APR will be 782%, which is also $30.
What Are the Requirements?
There is a range of requirements that you must match to qualify for the loan, including the following:
- You must have at least $1,000 money income (after all deductions);
- Your checking account must be opened at least 60 days ago;
- You will have to provide them with a valid email and phone number;
- You must be at least 18 years old.
Customer Reviews and Ratings
There are several alternative business names to My Quick Wallet, including First Pay Loans, Rosebud Lending, and others.
Currently, the business has a B- rating on the BBB’s site because there have been 90 complaints filed against the company in the last three years.
There are seven negative reviews that you can read on the site of the organization related to bothering calls, poor customer support, being rejected after providing financial information, and more.
Some people believe that this company is a scam.
There is one positive review of the company on the BBB’s site.
My Quick Wallet may look like a helping help when you urgently need to get some money, but the business has a quite low rating at the BBB’s website, and there have been many complaints filed against it in the last few years.
There are many alternative businesses names and websites, which may be confusing.
All in all, the company cannot be strongly recommended to apply for a loan with.
Don't waste your time. Request a loan online.