My Quick Wallet is one of those companies offering to get online loans when you need some money.
Lots of people have emergencies and try to search for a quick solution to this problem, but not every loan service that you find on the Internet is legit.
It is important to check the company’s conditions and reputation before you sign an agreement with them, and in this article, you will find some helpful information about the business.
About
The myquickwallet.com website has been run for over three years.
Rosebud Lending DRT, which is one of its business names, is the tribal lending agency.
myquickwallet.com offers to apply for a line of credit to manage financial problems.
There are several contact options available for their customers, including phone numbers and an online contact form.
Also, there is a fax number. If you have questions, you can try to find helpful information in the FAQ section available on their website.
The business accepts people with a poor credit score.
What Do They Offer?
As a newcomer, you can apply for a loan in the amount of up to $600, but once you pay off your debt without delays, you can apply for up to $1,500.
The effective APR depends on different factors, such as amount, loan term, and others.
For instance, if you get $100 for 21 days, it will be 521% APR ($30) and if you get $100 for 14 days, the APR will be 782%, which is also $30.
What Are the Requirements?
There is a range of requirements that you must match to qualify for the loan, including the following:
- You must have at least $1,000 money income (after all deductions);
- Your checking account must be opened at least 60 days ago;
- You will have to provide them with a valid email and phone number;
- You must be at least 18 years old.
Customer Reviews and Ratings
There are several alternative business names to My Quick Wallet, including First Pay Loans, Rosebud Lending, and others.
Currently, the business has a B- rating on the BBB’s site because there have been 90 complaints filed against the company in the last three years.
There are seven negative reviews that you can read on the site of the organization related to bothering calls, poor customer support, being rejected after providing financial information, and more.
Some people believe that this company is a scam.
There is one positive review of the company on the BBB’s site.
Bottom Line
My Quick Wallet may look like a helping help when you urgently need to get some money, but the business has a quite low rating at the BBB’s website, and there have been many complaints filed against it in the last few years.
There are many alternative businesses names and websites, which may be confusing.
All in all, the company cannot be strongly recommended to apply for a loan with.
Submit your Request, Qualify and Get Money Online
Representative Examples of APR, Total Loan Costs & Fee
| LOAN AMOUNT | $2,500 | $5,000 |
| INTEREST RATE | 16.00% | 13.00% |
| LOAN TERM | 36 Mos | 48 Mos |
| FEE | 10.00% | 12.00% |
| MONTHLY PAYMENT | $87.89 | $131.67 |
| APR | 22.93% | 18.23% |
| TOTAL PAYMENTS | $3,164.13 | $6,320.12 |
| TOTAL COSTS | $914.13 | $1,920.12 |
RiverCityIdaho.com does not provide loans itself, it is important to contact the lender you are connected with directly to obtain the specific details of your loan agreement.
Worst company ever!! Legit say they will loan you money and then boom decline and no phone call. After giving them all your information. Stay away!!!!
THEY JUST DID THAT TO ME ALL MY INFO AND NOTHING !!!!!
Yhea same thing just happened to me
They charge me $210 in fees on a $700 loan I paid the loan back in fees and then some and they refuse to setup future payments to go towards the loan and not fees. Will NEVER use them again.
Yes this company been taking my payments out and never crediting my account so it’s a scam sent my bank account into negatives many times
Yes, that happened to me they took all my information and made you think that you were approved and nothing.
This company wants remote access to your Banking acount and if you don’t give them the remote access they decline your loan. Trust me don’t give anyone remote access to anything. It is awful funny I was approve for $750 then once. I argue that I wasn’t down loading a app to give them remote access they all of a sudden decline me go figure!!!
I actually called them this morning to cancel with them because I was approved from another company and their rates were lower. The automated system said I was declined! WHAT?? So thats when I searched for reviews on this company. I immediately changed by online banking password. I could snatch a knot in their a$$!!!
Same thing happened to me too.
Same thing happened to me. I gave them lots of personal information and got turned down, no calls or anything. It really because I had an emergency situation and needed the funds fast! Thsnks slot you all
Went through the process and apparently was declined with zero notice. Made payment arrangements based on their approval. SCAM WITH A CAPITAL SCAM!!!!
I unfortunately fell victim to this. Everything starts off seeming to be legit, said I qualified, set up my payment plans, told me when to expect the money and then nothing. The “Account” that was created for me shows it was closed within 20 minutes of my being “approved”. Sent messages and calls to customer service. E-mails get no response, and phone calls to 3 different reps say there is no information for me, OR they find my account once I give the credentials they gave me and say I was denied regardless of the contract printed up and documents electronically signed. Being in trouble is my own fault, and I’m doing my best, but it really sucks thinking someone is going to help you, assuring you things will be ok, and then taking it away without even telling you. My financial problems are my problems, but I needed the help and now it’s not there. If your going to do a loan, don’t use myquickwallet.com, it’ll just bring your hopes up and give you a false sense of security and then leave you with nothing. 🙁
Samething happen my bank close my account after I talk to them and gave my bank information they said I was going to get the loan and nothing
I used these people over 3 years ago and now they have some 3rd party collections agency threatening to take me to court and serve me with papers- yet they have an address I haven’t resided in since 2016. When I asked him to send me an email with the information he has, he stated once I pay he will send an email..NOE not today Satan! I almost fell for the BS but when he asked for my current address and account information – I hung up. Let them serve me at an address I haven’t resided in for actually 4 years now. Adding insult to injury, how are you going to ask for my address when you said you did a background check and credit check??? I paid this through a debit consolidation program in 2017. NEVER again will I resort to this loan sharking scheme.
Do not use this company they will login your account to look at how much money you have then nothing. I spoke with several supervisors that said I was approved then nothing. I repeat do not use this company they are scamming bitches also changed you password after they login because they will try and log back into your account and if you have a good bank they will block them from doing so. The supervisors have no clue what their doing (Brittany) and will constantly give you incorrect information report this company to the Attorney General and the BBB this company is bullshit I repeat do not use this company no matter how desperate you are use Falcon Funding Group they don’t bullshit and will deposit funds the same day. Falcon will tell you right away if you’re approved and they are a company who is customer focused and will always give you correct information. Fuck this company and their stupid uneducated managers.
My bank close my account in mins I’m so mad because i though I was getting a loan and I got account close now
Same thing happened to me, and my bank won’t even give me a reason why they closed my account, now I have to go to another bank to open an account.
My bank called and told me this place kept logging into my online account, trying to take different amounts out after I applied for a loan. You are best to stay away from them.
Did you ever get the money
Don’t do it. Fraud…they put you deeper in debt… interest rates are sky high. When you pay 142.00 on your loan and 10.00 goes towards your loan and132.00 is interest…BBB needs to be notified. I am.
The worse loan company ever. I borrowed 250.00 and they took money out of my account for over a year. I notified BBB and now no money is being taken from me but now they are blowing up my phone to offer me another loan. Not a chance. I will never get a loan here ever again.
The same thing happening to me now I’m like when do I finish paying them.
OMG!!! Thank God for reviews. Everything you are reading is true. Anytime a loan company ask you for DEEP information like they do hang up. And they have the audacity to send out flyers that you are a proved for a loan I think if we get enough people to contact BBB we can put them out of business
Yes I believe I was just scammed by them
Same thing happened to me. I gave them all my info and then no phone call after they said I was approved. I called back 30 mins later and an automated voice said I was denied. I changed my online banking info right away. They are no good.
They did the same exact think to me. I just changed by online banking account this morning. I wish I had read the reviews sooner.
They just ask for my bank card number and my online banking information I knew something was wrong than and there after they ask how much in my account
I tried to borrow $500 and after they went into my personal bank account and seen for themselves that it said $1200 payroll every two weeks for the last 2 years. Then they wanted to call my supervisor because they said they can not find my company eventhough it shows it in my personal Huntington bank account. After they gave me the run around again I ask to talk to the manager and then he ask for my login info to my personal bank account again so he can look through it again. Which I was not given them my log in info to my personal bank account again so they can look around in it. $500 is not worth my privacy been look through from so many people in their company. I make more then enough to pay back the $500 loan which would have been paid back in a couple of days.WORST COMPANY EVER. Will be reporting it to the BBB.
Literally just happened to me today!
SCAM!!! They seem legit at first and say all the right things. They will NOT loan you any money and they will TAKE your information and do God k ows what with. Bad people doing Bad things
scam they just did me the same way told me I was approved wait 30 minutes. I guess cause I changed my password and all information, the denied. I logged into the account now it says I don’t have any funds available. just contacted my bank they will watch for any fauderlant activities but good thing is my mom a lawyer they ass will be grass if they try something
My quick wallet is awful. A waste of time. They approved me for $600 dollars. And I agreed to the terms and everything. The payback amount was to my satisfaction. The last thing the Rep said
To me was. We’re all set your funds will post to your bank in a few hours. Thanks for your business. I waited and waited. Finally I decide to call them, well when I did. The automated system recognize my number on file. And a robot tells me I was denied the loan. I’m not upset about a denial. Because it’s the companies lost, not mines. And I can do business elsewhere. I’m upset because I was told I was approved originally. Why didn’t they say this when we confirmed over the phone. They should have keep their word. And submitted my funds, and I had every intent on paying it back. Because I may need them again. It depends. But that was a punch in the chest there. Do not do business with them, if you can.