Personal loans up to $5,000

Any Credit | Short Online Form | Quick Decision

Check out our review if you are looking for a financial service provider willing to give you payday loans.

There may be lots of reasons why you need to get additional money before your payday, and it is great that there are websites where you can apply for a loan.

However, it is possible to find a scam, which will bring more problems into your life.

We will let you know if Advance Financial is a safe and legit company or you should find something else.

Initial Information

Advance Financial has been around since 1996.

It is a family-owned financial service provider based in Nashville, Tennessee.

Their services are available for people living in the following state:

  • Virginia;
  • Alabama;
  • Delaware;
  • California;
  • Idaho;
  • North Dakota;
  • Kansas;
  • Missouri;
  • Tennessee;
  • Utah;

At, you will find several contact options right away, including telephone number and email address.

They have many social network accounts, such as on Facebook, Twitter, and more. So, it seems like they have nothing to hide and they wish to attract as many customers as it possible.

The website is very easy to use and it has lots of helpful information.

Generally, there are no doubts that it is a legit company and not a scam that you can often find on the Internet.

Loan Conditions

The loan conditions available for you depends on where you live.

For instance, if you are in Alabama, you can apply for a loan in the amount ranging from $2,000 up to $4,000.

APR for cash advances is 360%.

There are no annual, late payment, and penalty fees.

On the website, you just need to choose your state from the list to see conditions offered for you.

All in all, it seems like you can apply on for a loan at pretty favorable terms.

Customer Reviews and Ratings

Unfortunately, we could not check the information about this financial service provider on the website of the BBB because its profile was updating and unavailable.

There are many customer reviews that you can find on, and they are also available on Trustpilot, where the company has a rating of 4 out of 5 based on 2,635 reviews.

76% of customers believe that it is excellent.


If you are looking for a safe financial service provider to apply for payday loans, you should definitely consider Advance Financial.

As you can see from this review, it is a reputable family business that has been operating for several decades.

It is really impressive how they manage to make so many customers happy.

The company does everything possible to be closer to customers from providing convenient contact options to attractive conditions.

Submit your Request, Qualify and Get Money Online

Representative Examples of APR, Total Loan Costs & Fee

LOAN AMOUNT $2,500 $5,000
INTEREST RATE 16.00% 13.00%
LOAN TERM 36 Mos 48 Mos
FEE 10.00% 12.00%
MONTHLY PAYMENT $87.89 $131.67
APR 22.93% 18.23%
TOTAL PAYMENTS $3,164.13 $6,320.12
TOTAL COSTS $914.13 $1,920.12 does not provide loans itself, it is important to contact the lender you are connected with directly to obtain the specific details of your loan agreement.